Saadiqin is uniquely able to afford our clients the flexibility in Shariah compliancy due to these inherent design points: Contract Based –Production definition initiated from Islamic Contact selection Rapid Product Development Period –Instead of the usual months long process, 3 DAYS is sufficient. Ready to Market (fast delivery) –Once configured, product is ready to be deployed to its branches. Designed for Business Administrators –No technical requirement needed Object Oriented Design –New requirement by the bank can be easily configured within the System (Plug & Play concept) Highly Parameterized –The system cater for multiple views on Shariah (Flexible) Multiple Balances –Able to store fees, charges, penalties in a different balance for easy segregation and compliance Eliminates High Technical Cost – Banks can configure their own (average cost around hundreds of thousand per product configuration)